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The first step is to see if our services
are right for you:

  • You're an Australian resident
  • You're between 18-65 years old
  • You or your partner have a regular income
  • You may need to borrow money or take control of your debt
  • You may have been declined for a loan or have trouble paying your debt

And you understand that...

  • We'll work with you fully understand your financial situation
  • We will help you understand your credit report and the areas for improvement
  • You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
  • If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
  • We can only use our best endeavours to ensure that your credit record is true and correct
  • We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.

Get Started No Thanks

Declined for a loan or struggling to pay the bills?

We could help get your finances on track.

If you’ve been turned down for a loan or find yourself overwhelmed with debt, talk to our the experienced team. We’ll take a look at your situation and provide you with options that could help you get out of debt or get your loan approved.

We can access your reports from all three main providers (Equifax, Exerian and illion) to assess your credit rating, and we'll provide a consultation to work with you to provide the solutions for your situation.

Since 2003 we are  one of the country’s foremost consumer financial problems experts, and we have assisted thousands of Australians in taking control of their finances. We have developed and refined our processes over the years to provide a focused and individually tailored solution to all of our customers.

How it works


At your FREE consultation we conduct an assessment of all your 3 credit reports (Equifax, Experian and illion).



We will explain all the details of your credit reports including what makes up your score and what lenders want to see.



Once you have all the details on your reports and understand what impacts your score then you can move forward. 



The credit reporting system is complicated but with our report you can avoid common problems in the future.

Hear what our clients

have to say about us

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