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! Important Notice before we start

The first step is to see if our services
are right for you:

  • You're an Australian resident
  • You're between 18-65 years old
  • You or your partner have a regular income
  • You may need to borrow money or take control of your debt
  • You may have been declined for a loan or have trouble paying your debt

And you understand that...

  • We'll work with you fully understand your financial situation
  • We will help you understand your credit report and the areas for improvement
  • You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
  • If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
  • We can only use our best endeavours to ensure that your credit record is true and correct
  • We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.

Get Started No Thanks

Declined for a loan or struggling to pay the bills?

We could help get your finances on track.

If you’ve been turned down for a loan or find yourself overwhelmed with debt, talk to our the experienced team. We’ll take a look at your situation and provide you with options that could help you get out of debt or get your loan approved.

We can access your reports from all three main providers (Equifax, Exerian and illion) to assess your credit rating, and we'll provide a consultation to work with you to provide the solutions for your situation.

Since 2003 we are  one of the country’s foremost consumer financial problems experts, and we have assisted thousands of Australians in taking control of their finances. We have developed and refined our processes over the years to provide a focused and individually tailored solution to all of our customers.

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How it works
consult

Consult

At your FREE consultation we conduct an assessment of all your 3 credit reports (Equifax, Experian and illion).

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Review

We will explain all the details of your credit reports including what makes up your score and what lenders want to see.

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Results

Once you have all the details on your reports and understand what impacts your score then you can move forward. 

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Control

The credit reporting system is complicated but with our report you can avoid common problems in the future.

Hear what our clients

have to say about us

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Testimonials

Laura

Laura

Laura was being harassed for payment by her creditors, so we provided her with a debt solution to help her get back on her feet. We also helped Laura with a free budget which enable her to move into a better home and put her kids in childcare so "now they can play with other children".

Fred

Frederick

Frederick was continually being knocked back for loans and didn’t know why. He called Credit Report Australia for a copy of his credit report, only to discover that a black mark had been listed on account he thought was paid. We helped Frederick clear his name so he could move ahead.

 

Mark

Mark

Mark applied for a phone contract and got knocked back. We obtained a copy of his credit reports and informed Mark that there were multiple issues affecting his score. By the time we finished working with Mark he was able to get his phone contract and he also bought a house.

Jessica

Jessica

Jessica applied for a loan and found out that she had a black mark on her credit report. We assisted Jessica and in a fairly short period Jessica was able to purchase a house.

David

David

David was continually missing payments and receiving phone calls from creditors. We provided him a debt solution to pay back the debt at a rate he was comfortable with and David was able to get his life back on track, without the pressure from his creditors

Anne Jamie

Annemarie & Jamie

Annemarie and Jamie needed to consolidate their debts so they called Credit Report Australia for a free assessment of their financial position and to discuss what options were available to them.

Bruce

Bruce

Bruce fell ill and had to give up work. Inevitably, the bills piled up until he couldn’t cope. Bruce decided he could no longer do it on his own and called Credit Report Australia for help. We offered him a debt solution that allowed him to pay back his debts at an amount he could afford. 

Lucas

Lucas applied for a credit card to take advantage of an interest free period but was declined. He was quite shocked when we told him about a late payment showing on his credit report. We assisted to get on top of his credit rating, saving Lucas money on his credit cards and giving him a clean report to start a new life with his partner.

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